Trauma multi cover.

Trauma multi cover.

Protection against cancer, heart attacks, strokes, and more (up to 5 payments for unrelated conditions).

What is Trauma multi cover?

Many different conditions can cause trauma – but they all have the same massive impact on a person’s life. And in a worst-case scenario, you might experience more than one condition in your lifetime. While traditional Trauma cover will pay out once for a specified serious condition, Trauma multi cover can pay out more than once.

If you experience another unrelated event covered by the policy down the track, you’ll receive a further lump sum (this can happen up to four more times). So, you’ll have financial support in the times you really need it most.

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Features.

  • Entry age is from age 16 to 64 (75 if you’re taking it as an accelerated benefit).
  • Your insurance ends at age 70, unless you have an accelerated benefit in which case you’ll be covered for life if you keep paying your premium.
  • You can pay fortnightly, monthly, quarterly, half-yearly or yearly.
  • You can choose to help protect your cover against inflation proof your cover by having the amount you’re insured for increase each year.
  • Some conditions aren’t covered for the first three months after you’ve taken out your cover. You can find these by taking a look at the info sheet.
  • There are two types of payments; yearly renewable payments fixed for one year at a time, and normally increase in line with age, OR level term payments which are fixed for the duration of the policy.
  • We always recommend chatting to an adviser about the right insurance for you.
  • You can have Trauma multi cover as a standalone benefit or added as an accelerated benefit that’s taken from your Life cover policy – ask us how.
Read our Trauma multi info sheet

More about Trauma multi cover.

more...
  • What is it?
  • Why should you get it?
  • What’s the deal?
  • Anything else?

What is it?

Trauma multi cover pays out a lump sum if you suffer from a condition named in the insurance policy, like a heart attack, cancer, stroke, angioplasty and more. Trauma multi cover offers the opportunity to claim for up to five unrelated medical conditions. Each individual claim will pay up to 20% of the total sum insured.

Why should you get it?

It’s a great way to take off some of the financial pressures at a time when you need to focus on your recovery. Plus, if you have kids, they’re covered for most of the same conditions you are – for free. See the info sheet below for more information about the Child’s Benefit.

What’s the deal?

You pay an amount of money (called a ‘premium’) for a policy. The policy is a contract, so you know exactly what we’ll pay out for. If you keep paying for your insurance with us, and the policy terms and conditions have been met, we’ll pay out for everything we agreed.

Anything else?

If you’ve been overseas for over 3 months and you suffer from a condition covered by the policy, a relocation payment is available to help cover the cost of getting you back to NZ (conditions apply).

Questions? Start here.

We’ve compiled a list of the most commonly asked questions about this cover.
For a good overview of the ins and outs, it’s worth reading the info sheet.

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Get in touch.

It’s easy! Drop us a line and an adviser will get hold of you for a no-obligation chat.

Get started

Why choose Fidelity Life.

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* Fidelity Life has an A- (Excellent) financial strength rating from A.M. Best. The rating scale that this rating forms part of is available for inspection at our offices. For more information please visit Fidelity Life's financial strength page.

Disclaimer – the information contained in this webpage is a summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document.

Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your financial adviser. Please refer to current policy documents for specific details. This webpage does not provide a personalised financial advice service.