![young couple walking in park with sun in background young couple walking in park with sun in background](/media/lxrbfrdf/fid0034-fidelity-brand-dsc04100.jpg?center=0.37062044063467831,0.39874651708371966&mode=crop&width=1280&height=828&rnd=132524214368870000)
A significantly improved performance in our 50th year.
Our FY23 financial performance reflects the benefits of our Westpac Life acquisition and broad growth across the business.
![young girl holding a bundle of tree branches young girl holding a bundle of tree branches](/media/2lnor2f0/fid0034-fidelity-brand-dsc01540.jpg?center=0.31235358425737936,0.52274142085890107&mode=crop&width=1280&height=828&rnd=132603849676870000)
Delivering on our promise to our customers.
We paid over $209 million in claims to our customers in FY23, taking the total paid since 1973 to more than $1.6 billion.
![couple talking at a table couple talking at a table](/media/d1xhajxy/fidelity_life-day_2-shot_3-fuji_9137_rt_v2.jpg?center=0.24648248947314366,0.51990814956024445&mode=crop&width=1280&height=828&rnd=132584762884270000)
Delivering more for advisers.
We’re making it easier for advisers to do business with us, focus on growth, and together take our respective businesses to the next level.
![happy father and daughter happy father and daughter](/media/3qdjlkyl/location_4-1221_rt_v2.jpg?center=0.29930077147354028,0.50213188363311279&mode=crop&width=1280&height=828&rnd=133560099167130000)
Future-proofing our business.
Our transformation programme continued at pace, including officially transferring Fidelity Insurance into Fidelity Life.
![dad playing with kids dad playing with kids](/media/et1bp233/fidelity_life-day_1-shot_2-2362_rt.jpg?center=0.49912730226343383,0.50025839793281657&mode=crop&width=1280&height=828&rnd=132418103652470000)
Here for the long term good of New Zealand.
The combined power of financial advice, insurance protection and our community and environment efforts are helping us make a real and lasting difference to New Zealand and New Zealanders.
Enduring strength.
Summary as at 30 June 2023.
Consolidated Fidelity Life and Fidelity Insurance data.
1 Underlying profit is explained under the ‘Reconciliation of Underlying Profit’ table in the Chair’s review section of the annual report.
² In-force retail and group.
³ Lives assured.
![Thumbnail Annual Report (1)](/media/fvsbwpr1/thumbnail_annual-report.png?anchor=center&mode=crop&width=240&height=270&rnd=133431637005900000)