Group Income protection insurance.

Group Income protection insurance.

Cash support for sick or disabled employees.

What is Group Income protection insurance?

Life happens. And when an employee gets seriously sick, the effects on family and friends can be devastating. The bills don’t stop, and medical fees can really add up. That’s why Group Income protection insurance can be such a powerful and caring thing for employers to have in place for their employees.

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  • Entry age with automatic acceptance is 16 – 65 for eligible employees.
  • Your employee’s insurance ends at age 65 as long as you keep paying your premium (we can extend this in some cases to age 70).
  • Employees may be able to continue their cover directly with us when they move to a new employer.
  • You can pay monthly, quarterly, half-yearly or yearly.
  • We always recommend chatting with an adviser about the right insurance for you and your employees.
Read our Group Income protection insurance customer brochure.

More about Group Income protection.

  • What is it?
  • Why should you get it?
  • What’s the deal?

What is it?

This insurance gives eligible employees up to 75% of their usual income, if they can’t work because of illness or injury.

Why should you get it?

It’s a great way to support staff through the tough times and provides employees with a bit of certainty that their families (and finances!) can be supported when time off work is needed due to illness or injury.

What’s the deal?

You pay an amount of money (called a ‘premium’) for a Group policy. The policy is a contract so you know exactly what we’ll pay out for. As long as you keep paying for your insurance with us, and the policy terms and condition have been met, we’ll pay out for everything we agreed. We’ll also ask for updated employee details at a set annual date, and this will be used to calculate the premium and administer the policy each year.

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What now?

Talk to our dedicated group risk 88 22 88 ext 596

We’re here to help.

Questions? Start here.

We’ve compiled a list of the most commonly asked questions about this cover.

Why choose Fidelity Life.

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* Fidelity Life has an A- (Excellent) financial strength rating from A.M. Best. The rating scale that this rating forms part of is available for inspection at our offices. For more information please visit Fidelity Life's financial strength page.

Disclaimer – the information contained in this webpage is a summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document.

Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your financial adviser. Please refer to current policy documents for specific details. This webpage does not provide a personalised financial advice service.