Did you know: total and permanent disablement
When considering insurance to protect loved ones, life insurance is traditionally top of mind to help ease the financial strain on those left behind.
But the financial impact can be just as serious if the key income earner is totally and permanently disabled and unable to work for the rest of their life. In many cases the financial hardship experienced is even greater as ongoing daily living and medical costs for the disabled family member can be significant.
Total and permanent disability cover provides a cash lump sum when the insured becomes totally and permanently disabled through injury or illness. This one-off payment can help fund lifestyle changes and home modifications, cover the cost of long-term care or medical expenses, pay any debts including the mortgage, or fund an ongoing income for family.
Cover is provided up to age 100. There are some important benefits at no extra cost and optional benefits can be added for an additional premium.
If you would like more information about total and permanent disability cover, please contact your financial adviser or call Fidelity Life on 0800 88 22 88.
Disclaimer: The information published here is not financial advice. At Fidelity Life, we try hard to make the information we publish accurate and helpful to you, but we cannot guarantee its accuracy and we aren’t liable for any action you take as a result.
At Fidelity Life we believe strongly that financial advice should be tailored to your needs, and that you should get your advice from a professional financial adviser (which we are not). We can help you find a financial adviser in your area if you would like advice.
The information published here shouldn’t be taken as an endorsement of the author.