Survivors Income Cover

Support when they need it the most

If you die or become totally and permanently disabled, the effects on your loved ones can be life changing. This cover takes some of the pain away, by providing regular monthly payments to ease the burden. It’s a cover that’s powerful in both alleviating financial pressure, while also showing that you care.

Here's the deal
Why you’ll love our cover

Survivor’s Income Cover works either by itself or combined with other covers e.g. Life Insurance, giving you a powerful combination of a lump-sum payment (to pay off or manage debts) and ongoing income (to fund every day, ongoing family expenses).

The debts don’t stop

And if your family have financial support to pay things like the mortgage, their plans don’t have to either.

Your cover can grow as your family grows

You can choose to increase the regular monthly payouts should you be blessed with children, with no need to provide us with any additional medical evidence, provided this is done prior to making any claim.

You can take care of your loved ones

Knowing that your loved ones will be looked after if you die makes it that much easier to focus on the here and now.

Why you need it

Apply to have it paid early

If you’re diagnosed with a terminal illness.

Increase your cover

Whether you're getting married, having kids, or buying a home, for example.

Take a payment break

If you get made redundant, go overseas for a while, study at university or suffer bankruptcy.

Questions? Start here

We’ve compiled a list of the most commonly asked questions about this cover. For a good overview of the ins and outs, it’s worth reading the factsheet

  • Are there any age limits?

  • How can I work out how much cover I need?

  • How will my cover be paid out?

  • How regularly do I need to make payments?

  • Can I access my payment early?

  • When can I increase my Survivors Income Cover?

Disclaimer – the information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document.

Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your financial adviser. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.

Protecting the most important things.

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