What happens if I add my TPD cover to my Life Assurance (also known as Life Insurance) policy?

You can choose to have your TPD included as an ‘accelerated benefit’ (which means it’s deducted from your total Life Assurance cover amount), or as a ‘standalone benefit’, which won’t reduce the total amount in your Life Assurance cover (basically, if you choose this option, the amount in your Life Assurance cover doesn’t change.)

If you choose to have your TPD cover paid as an accelerated benefit, you can choose the optional extra of buying back the amount that’s deducted from your Life Assurance if you’d like.

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