When will the ratings houses reflect the enhancements?

We have provided policy documents to all ratings houses.  The rating houses want to be up to date, therefore it is in their best interest to get the upgrades loaded as soon as possible after we go live on 28 May. 

We have provisional ratings based on our discussions with them which give us comfort on where the ratings are likely to go.  Our expectation is that on aggregate we will be placed second. The biggest callout will be for our Trauma product where we expect to see a marked improvement in our rating.

Protecting the most important things.

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