Do the upgrades apply across the board - are there passbacks?

Upgrades apply to new Platinum Plus, Platinum Plus Level Term and Mortgage Protector policies issued from 28 May 2018, and to existing Platinum Plus, Platinum Plus Level Term, Mortgage Protector, Lumley and Protection Plan policies sold on or after 1 April 2001, provided the customer was not suffering from a pre-existing condition from 28 May 2018. 

Protecting the most important things.

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