Mortgage Protection

Keep the roof over your head

Most of us put a decent amount of money towards our mortgage or rent every month. It’s a part of life – and an important part at that, if it means having a place to call your own. Those monthly payments don’t stop if you get sick or injured and can’t work like you normally would, though. Which is why our Monthly Mortgage Repayment cover is worth having.

Here's the deal
Why you’ll love our cover

Our Monthly Mortgage Repayment cover makes sure you have financial support to meet your monthly mortgage or rent repayments. You can choose how much you’re covered for; either 40% of your gross income, or 110% of your monthly mortgage repayments. And we could even help you get back on your feet if you’re injured – with things like rehabilitation if you need it.

Choose how your cover’s is calculated

Either 40% of your gross income – or 110% of your monthly mortgage payments.

Support while you recover

Additional benefits for things like rehabilitation to help you get better.

Set it up to suit you

We have flexible waiting periods and benefit periods, and you can choose how long you want the payments to last.

Why you need it

Those payments still need to be made

And this will take some of the pressure off you and your family.

You can focus on getting better

While your mortgage or rental payments are taken care of.

Most of us would need the support

47% of Kiwis between 18 and 64 couldn’t survive more than a month without their income – let alone pay their mortgage.1

Questions? Start here

We’ve compiled a list of the most commonly asked questions about this cover. For a good overview of the ins and outs, it’s worth reading the factsheet.

  • Are there any age limits?

  • Does this sort of cover end?

  • How much am I covered for?

  • How regularly do I need to make payments?

  • How long are the waiting and benefit periods?

1 – ‘Key facts about the long term sickness income gap’


Disclaimer – the information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document.

Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your financial adviser. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.