Life Assurance (also known as Life Insurance)

Some plans don’t have to change

We all have big plans for the future – it’s part of being human. But things don’t always play out the way we’d hoped. And when things change, it can often lead to extra financial pressure for the people we care about most. Life Assurance (which is commonly referred to as Life Insurance) takes some of that pressure off – so your family can make the most of the life you’ve planned, even if you're not around.

Here's the deal
Why you’ll love our cover

We all live different kinds of lives – and Life Assurance has been made with the flex to support you and your family in a number of ways. You can choose to have the lump sum that would be paid out increase as your life changes – if you’re getting married, having a kid, or buying a house. You can even pause your cover for a year if you get made redundant, study at university, or go overseas for while.

Apply to have it paid early

If you’re diagnosed with a terminal illness.

Increase your cover

Whether you're getting married, having kids, or buying a home, for example.

Take a payment break & suspend your cover

If you get made redundant, go overseas for a while, or study at university for example.

Why you need it

The debts don’t stop

And if your family have financial support to pay things like the mortgage, their plans don’t have to either.

You can take care of business

If you’re involved in running a business, a payout can make a big difference to help the business stay afloat.

You can take care of your loved ones

Knowing that your loved ones will be looked after if you die makes it that much easier to focus on the here and now.

Questions? Start here

We’ve compiled a list of the most commonly asked questions about this cover. For a good overview of the ins and outs, it’s worth reading the factsheet.

  • Are there any age limits?

  • How can I work out how much cover I need?

  • How will my cover be paid out?

  • How regularly do I need to make payments?

  • Does my premium stay the same each year or go up?

  • Can I access my payment early?

  • When can I increase my Life Insurance?

Disclaimer – the information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document.

Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your financial adviser. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.