Terms and conditions
These Promotion Terms (the Promotion Terms) apply to the Fidelity Life Thank You Promotion (the Promotion). By participating in the Promotion, Entrants agree to be bound by the Promotion Terms.
The Promoter of the Promotion is Fidelity Life Assurance Company Limited (Fidelity Life) situated at 81 Carlton Gore Road, Newmarket, Auckland; Phone 0800 88 22 88.
The Promotion commences on 1 November 2018 and ends at 5pm on 31 January 2019 (the Entry Period).
Entrants will go into the draw to win a Prize
There are three prize draws and therefore three chances to win a Prize
All Prizes are the same
The Prize: up to $500 of premium (Premium Waiver Amount) will be waived on the Entrant’s Fidelity Life Policy(s) each year for three years (the Prize Period):
- The Premium Waiver Amount will be waived annually in 2019, 2020 and 2021(the Prize) If a Policy(s) are paid annually and have already been paid, Fidelity Life will reimburse the Premium Waiver Amount for that year.
If an Entrant’s total annual premium is less than $500, the Premium Waiver Amount will only be that Entrant’s total annual premium for the Prize Period.
The Prize can apply to multiple policies owned by the same Entrant (at Fidelity Life’s discretion)
To receive the Prize the Entrant‘s Policy must be in force at the time the premium is waived. Policies that are cancelled or lapsed on or before the premium waiver dates in 2019; 2020 and 2021 will not be valid to receive the prize for the rest of the prize period. If your Policy(s) lapses and is reinstated within 21 days you may be eligible to receive the Prize for the rest of the Prize Period, at the Promoter’s discretion.
Only 1 Prize can be won per Entrant
The Prize is not transferable or redeemable for cash.
Eligibility criteria to qualify for the Promotion
To qualify for the Promotion an Entrant must meet the following eligibility criteria:
- Be a Fidelity Life Policyholder
- During the entry period the Entrant’s policy must be in force for 18 months and still be in force at the date of the draw.
- have a valid in-force policy (or policies) with Fidelity Life that are not more than 1 month in arrears, and must not fall more than 1 month into arrears before 30 June 2019
- Additional policies purchased after the entry period may be eligible to receive the premium waiver, at the Promoter’s discretion.
- Additional benefits purchased on valid policies after the entry period are eligible to receive the premium waiver, at the Promoter’s discretion.
- Directors, employees and contractors of Fidelity Life are not eligible to participate in the Promotion.
Entry into the Promotion
Entry into the Promotion is free
Entry into the Promotion is performed by a random computer-generated process
All Entrants will be notified via a phone call from Fidelity Life and will receive a follow up email setting out the Promotion Terms
All Entrants will enter each Prize Draw. If an Entrant is the winner of one Prize Draw, that Entrant cannot enter a subsequent Prize Draw.
There are three Prize draws.
The winners of each Prize (the winners) will be drawn on the following dates:
- The first winner will be drawn on 1 March 2019
- The second winner will be drawn on 1 May 2019
- The third and final winner will be drawn on 1 July 2019 (the Prize Draws)
Each draw will be drawn at 11:00am at the Auckland office of Fidelity Life, 81 Carlton Gore Road, Newmarket, Auckland. Each Prize will be drawn randomly and under supervision from one prize pool comprising all valid entries. Fidelity Life will take reasonable steps to contact the winner by telephone using the details registered on its database. If any of the winners do not respond to Fidelity Life within 14 days of being notified by Fidelity Life, then the winner’s Prize will be forfeited, and Fidelity Life will be entitled to select another winner in accordance with the process described above.
Fidelity Life reserves the right to refuse to award the Prize to an Entrant who it decides (in its sole discretion) has breached the Promotion Terms, not complied with applicable laws and regulations, has somehow gained unfair advantage in the Promotion or has won using fraudulent or unfair means.
The winner agrees that his or her name and/or photograph may be used for publicity and promotional purposes without any further compensation and all intellectual property rights including copyright in any such promotional material will belong to Fidelity Life.
The name of the winner will be published on the Fidelity Life website.
The winner must provide all information and sign all documentation necessary to enable the Prize to be awarded.
If the winner does not accept the Promotion Terms the Prize will be forfeited.
Fidelity Life reserves the right to extend, cancel or amend the Promotion Terms at any time.
By entering the Promotion, the winner acknowledges and agrees that Fidelity Life has not made any representations as to the quality or fitness for purpose of the Prize.
Subject to any applicable law that cannot be excluded, Fidelity Life and their employees and agents will not be liable for any loss or damage or injury by or to any person whatsoever arising directly or indirectly out of or in connection with the Promotion or the Prize.
Fidelity Life is not responsible for any incorrect entries, or any technical malfunction, delay or loss of data that occurs in the course of the administration of the Promotion, howsoever caused.
Fidelity Life reserves the right to exercise its discretion with respect to all aspects of the Promotion and its decision in all matters will be final and no correspondence will be entered into.
Entrants should always seek financial advice if their circumstances change.
Customers can elect to opt-out of this Promotion by notifying the Fidelity Life team at any time by calling 0800 203 750
These Promotion Terms shall be governed and construed in accordance with the laws of New Zealand and shall be subject to the exclusive jurisdiction of the New Zealand courts.