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Investment Returns February 2011
| For the period ended 30 November 2011 |
| Average Return Over |
| Portfolio | Portfolio Size ($m) | Unit Price | Month | Quarter | Year | 3 Years
(% p.a.) | 5 Years
(% p.a.) | 10 years
(% p.a.) |
| Conservative |
138.71 |
3.3145 |
-0.37% |
0.92% |
1.64% |
4.80% |
3.05% |
4.22% |
| Balanced |
46.29 |
2.9544 |
-0.96% |
0.86% |
-1.22% |
4.55% |
1.05% |
3.29% |
| Ethical |
1.10 |
2.0056 |
-0.99% |
1.34% |
-1.19% |
3.44% |
n.a. |
n.a. |
| Growth |
20.66 |
2.6237 |
-1.33% |
0.80% |
-3.99% |
3.65% |
-1.44% |
2.10% |
| Aggressive |
3.68 |
2.0379 |
-1.02% |
1.05% |
-14.98% |
2.65% |
-3.43% |
n.a. |
| Cash |
3.48 |
2.9947 |
0.14% |
0.35% |
1.67% |
1.85% |
3.12% |
3.34% |
| Mortgage * |
6.25 |
3.4147 |
0.14% |
0.44% |
2.68% |
3.36% |
4.23% |
4.42% |
| NZ Fixed Interest * |
2.84 |
3.3161 |
0.37% |
1.49% |
4.33% |
4.10% |
3.73% |
4.07% |
| Options |
45.71 |
3.2284 |
2.90% |
7.61% |
-8.10% |
5.35% |
4.04% |
n.a. |
| Property * |
3.43 |
3.2139 |
0.48% |
1.14% |
7.08% |
4.06% |
3.31% |
4.34% |
| NZ Shares |
6.91 |
3.4387 |
-2.77% |
-0.54% |
-6.16% |
6.80% |
-2.72% |
4.04% |
| International Investments |
32.27 |
1.4549 |
-1.22% |
1.43% |
-11.39% |
0.01% |
-6.16% |
-2.87% |
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* Closed from 1 July 2009
Diversified portfolios (Conservative, Balanced and Growth) invest in single sector pools. These indirect investments are excluded from the portfolio size of the single sectors.
Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or alteration fees.
3. For Plans that commenced prior to 1 July 2009: There are no withdrawal fees on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 per withdrawal if there is more than one withdrawal in a financial year. For other plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to the maturity date plus an alteration fee of $60 per withdrawal.
4. For Plans that commenced after 30 June 2009: There is an alteration fee of $60 per withdrawal if there is more than one withdrawal in a financial year
5. The current rate of tax for life insurance companies is 30%. The rate and basis of taxation may change.
6. The returns shown are net of tax and investment management fees.
Fidelity Life Portfolios - Asset Splits |
| Asset class | Conservative Portfolio | Balanced Portfolio | *Ethical Portfolio | Growth Portfolio | Aggressive Portfolio |
| NZ fixed interest | 43.25% | 25.00% | 39.02% | 10.00% | n.a |
| Cash & short term assets | 6.00% | 5.25% | n.a. | 4.25% | 23.78% |
| NZ & Australian shares | 9.00% | 20.25% | 20.56% | 31.25% | 44.62% |
| International shares | 9.00% | 18.50% | 40.42% | 30.50% | 5.22% |
| International fixed interest | 17.50% | 18.50% | n.a. | 11.50% | n.a |
| Property | 6.25% | 7.50% | n.a. | 10.00% | n.a |
| Mortgage | 9.00% | 5.00% | n.a. | 2.50% | n.a |
| Options | n.a | n.a | n.a | n.a | 26.38% |
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* The asset split for the Ethical Portfolio is for the previous month.
Fidelity KiwiSaver Scheme Investment Returns(after management fees, & investment fees, before tax) | | For the Period Ended 30 November 2011 |
| Fund | Inception Date | Fund Size ($m) | Unit Price | Month | Quarter | Six Months | One Year | Two Years (p.a.) | Three Years
(p.a.) | Inception
(p.a.) |
| CapGuarantee | May - 08 | 25.84 | 2.300927 | -0.30% | 0.54% | 0.02% | 2.93% | 3.60% | 3.14% | 3.99% |
| Conservative | Oct - 07 | 32.00 | 5.915208 | -1.16% | 0.25% | -1.94% | 2.51% | 4.24% | 4.48% | 4.00% |
| Balanced | Oct - 07 | 69.55 | 5.602005 | -1.62% | 0.34% | -5.03% | -1.03% | 1.96% | 3.81% | 2.35% |
| Ethical | May - 08 | 6.37 | 2.115116 | -0.87% | 1.75% | -3.30% | 1.02% | 2.95% | 4.76% | 1.57% |
| Growth | Oct - 07 | 31.36 | 5.242512 | -1.72% | 0.56% | -6.37% | -2.56% | 0.73% | 3.16% | 0.10% |
| Aggressive | Oct - 07 | 11.20 | 2.575373 | -0.92% | 2.55% | -11.08% | -6.17% | -0.44% | 5.07% | -1.15% |
| Options | Oct - 07 | 45.48 | 3.856792 | 3.80% | 10.57% | -16.50% | -8.95% | 0.26% | 8.26% | 7.29% |
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1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration or switching fees:
2.1 The administration fee is $3 per member per month.
2.2 The first switch between funds each year is free. Additional switches will incur a fee of $60 per switch
3. The returns are shown before tax. Your after-tax return will depend on your Prescribed Investor Rate.
Fidelity KiwiSaver Funds - Asset Splits |
| Asset Class | Capital Guarantee Kiwi Fund | Conservative Kiwi Fund | Balanced Kiwi Fund | Ethical Kiwi Fund* | Growth Kiwi Fund | Aggressive Kiwi Fund |
| Fixed interest | 15.10% | 30.35% | 19.92% | 39.02% | 16.28% | n.a. |
| Cash | 60.94% | 5.21% | 1.37% | n.a. | 0.44% | 0.20% |
| NZ/ Australian shares | 6.12% | 18.22% | 24.38% | 20.56% | 26.84% | 31.21% |
| Global shares | 4.56% | 12.25% | 29.48% | 40.42% | 38.19% | 38.75% |
| Global Bonds | 13.28% | 29.28% | 18.84% | n.a. | 9.04% | 0.00% |
| Property | n.a. | 4.70% | 6.01% | n.a. | 9.21% | 5.06% |
| Options | n.a. | n.a. | n.a. | n.a. | n.a. | 24.78% |
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The Options Kiwi, besides having a small cash holding, is totally invested in the Tyndall Option Fund
The Ethical Kiwi, besides having a small cash holding, is totally invested in the Tyndall Wholesale Balanced SRI Fund
* The asset split for the Ethical Kiwi is for the previous month.
Dated 06 Dec 2011
All reasonable care has been taken in producing this information that in most instances comes from sources outside the administration manager, Fidelity Life Assurance Company Limited. Investors should seek professional advice before investment decisions are made.
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