| For the period
ended 29 January 2010 |
|
Average Return Over |
| Portfolio |
Portfolio
Size ($m)
|
Unit
Price
|
Month
|
Quarter
|
Year
|
3 Years
(% p.a.)
|
5 Years
(% p.a.)
|
10 years
(% p.a.)
|
| Conservative |
146.47 |
3.1374 |
0.24% |
1.48% |
7.28% |
2.91% |
4.39% |
4.46% |
| Balanced |
45.19 |
2.8783 |
-0.21% |
1.95% |
9.28% |
0.40% |
3.76% |
3.51% |
| Ethical |
1.02 |
1.9665 |
-0.76% |
1.21% |
5.23% |
n.a. |
n.a. |
n.a. |
| Growth |
22.25 |
2.6333 |
-0.81% |
2.37% |
9.92% |
-2.92% |
2.67% |
2.43% |
| Aggressive |
4.10 |
2.3036 |
-0.78% |
3.89% |
22.83% |
-2.55% |
5.08% |
n.a. |
| Cash |
3.68 |
2.9008 |
0.14% |
0.43% |
1.66% |
3.87% |
4.05% |
n.a. |
| Mortgage* |
6.78 |
3.2343 |
0.26% |
0.83% |
3.74% |
4.91% |
5.07% |
4.70% |
| NZ Fixed
Interest* |
3.14 |
3.0654 |
0.60% |
1.74% |
3.63% |
3.48% |
3.84% |
4.35% |
| Options |
47.92 |
3.2709 |
3.08% |
3.96% |
37.54% |
6.99% |
9.14% |
n.a. |
|
Property* |
2.79 |
2.8360 |
0.30% |
0.94% |
0.73% |
0.79% |
2.92% |
3.38% |
| NZ / Australian
Shares |
7.22 |
3.5666 |
-1.26% |
0.46% |
23.56% |
-4.76% |
2.19% |
5.67% |
| International |
37.96 |
1.5888 |
-1.66% |
3.61% |
7.55% |
-7.98% |
0.24% |
-2.90% |
| |
*Closed from 1 July 2009
Diversified portfolios (Conservative, Balanced and
Growth) invest in single sector pools.
These indirect investments are excluded from the portfolio size of the single
sectors.
Notes:
1. Past
performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for front-end, renewal, withdrawal or
alteration fees.
3. For Plans that commenced prior to 1 July 2009: There are no withdrawal fees
on Life Bonds. On Power Saver/Super Plans there is an alteration fee of $60 per
withdrawal if there is more than one withdrawal in a financial year. For other
plans the fee on withdrawal is 5% reduced by 1% p.a. in the four years prior to
the maturity date plus an alteration fee of $60 per withdrawal.
4. For Plans that commenced after 30 June 2009: There is an alteration fee of
$60 per withdrawal if there is more than one withdrawal in a financial year
5. The current rate of tax for life insurance companies is 30%. The rate and
basis of taxation may change.
6. The returns shown are net of tax and investment management fees.
Fidelity Life Portfolios - Asset Splits
|
|
Asset class |
Conservative
Portfolio
|
Balanced Portfolio
|
*Ethical Portfolio |
Growth Portfolio
|
Aggressive
Portfolio
|
|
New Zealand fixed interest |
40.00% |
25.00% |
33.65% |
10.00% |
n.a. |
|
Cash/short term assets |
16.25% |
7.25% |
6.59% |
4.75% |
n.a. |
|
New Zealand & Australian
shares |
10.25% |
13.25% |
20.74% |
15.75% |
25.86% |
|
International
shares |
7.25% |
27.00% |
39.02% |
49.50% |
45.11% |
|
International fixed
interest |
13.75% |
15.00% |
n.a. |
7.50% |
4.14% |
|
Property |
3.50% |
7.00% |
n.a. |
9.50% |
n.a. |
|
Mortgage |
9.00% |
5.50% |
n.a. |
3.00% |
n.a. |
|
Options |
n.a. |
n.a. |
n.a. |
n.a. |
24.89% |
|
*The asset split for the Ethical Portfolio is for
the previous month.
Fidelity KiwiSaver Scheme Investment Returns
(after management
fees, & investment fees, before tax)
|
| For the
period ended 29 January 2010 |
| Fund |
Inception Date |
Fund
Size ($m)
|
Unit
Price
|
Month
|
Quarter
|
6 Months |
One Year |
Two Years (p.a.) |
Inception
(p.a.) |
|
Capital Guarantee |
May 2008 |
9.10 |
2.161908 |
0.30% |
1.29% |
2.05% |
3.74% |
n.a. |
4.55% |
|
Conservative Kiwi |
October 2007 |
12.07 |
5.528807 |
0.61% |
2.68% |
4.11% |
5.82% |
4.34% |
4.19% |
|
Balanced Kiwi |
October 2007 |
26.58 |
5.473575 |
0.18% |
2.96% |
3.24% |
6.34% |
4.15% |
3.20% |
|
Ethical Kiwi |
May 2008 |
1.37 |
2.013587 |
-0.72% |
1.42% |
3.21% |
6.21% |
n.a. |
0.39% |
|
Growth Kiwi |
October 2007 |
14.86 |
5.226395 |
-0.29% |
3.06% |
1.69% |
6.95% |
1.07% |
0.05% |
|
Aggressive Kiwi |
October 2007 |
5.80 |
2.643506 |
0.86% |
4.30% |
4.10% |
19.63% |
3.78% |
-0.95% |
|
Options Kiwi |
October 2007 |
22.39 |
3.943892 |
4.62% |
5.49% |
13.83% |
45.86% |
16.86% |
14.49% |
| |
Notes:
1. Past performance is not necessarily an indicator of future performance.
2. The returns shown do not allow for administration or switching fees:
· The administration fee is $3 per member per month.
· The first switch between funds each year is free. Additional switches
will incur a fee of $60 per switch.
3. The returns are shown before tax. Your after-tax return will depend on your
Prescribed Investor Rate.
Fidelity KiwiSaver Funds - Asset Splits
|
| Asset Class |
Capital Guarantee
Kiwi |
Conservative
Kiwi |
Balanced
Kiwi
|
Ethical Kiwi* |
Growth
Kiwi
|
Aggressive
Kiwi |
| Cash |
68.30% |
10.22% |
5.26% |
6.73% |
3.36% |
0.10% |
|
Fixed
Interest |
19.13% |
60.12% |
40.06% |
33.60% |
22.79% |
n.a. |
| New Zealand & Australian
shares |
6.34% |
14.74% |
24.67% |
20.71% |
24.41% |
24.63% |
| Global
shares |
6.24% |
14.92% |
30.00% |
38.96% |
49.44% |
49.72% |
| Tyndall Option
Fund |
n.a. |
n.a. |
n.a. |
n.a. |
n.a. |
25.56% |
|
The Options Kiwi, besides
having a small cash holding, is totally invested in the Tyndall Option Fund.
The Ethical Kiwi,
besides having a small cash holding, is totally invested in the Tyndall
Wholesale Balanced SRI Fund
*The asset split for the Ethical
Kiwi is for
the previous month.
Dated 11 February 2010
All reasonable care has been
taken in producing this information that in most instances comes from sources
outside the administration manager, Fidelity Life Assurance Company Limited.
Investors should seek professional advice before investment decisions are made.
|