KiwiSaver

KiwiSaver

KiwiSaver is a voluntary, work based savings initiative with a range of membership benefits. Find out more about KiwiSaver and the Fidelity KiwiSaver Scheme here.

What is KiwiSaver?

KiwiSaver is a Government savings initiative to help set you up for your retirement. Contributions are normally funnelled from an employee's pay via the IRD and on to a scheme provider, but contributions can also be paid directly.

The funds are locked in until the age of eligibility for New Zealand Superannuation (currently age 65) or for five years, whichever is later.

Why you should invest in KiwiSaver

For most New Zealanders there will be a considerable gap between what they will want to spend in retirement, and what they will receive from the state pension. Whatever your desired retirement lifestyle, you'll almost certainly want to set aside money to fund this gap and have financial independence in retirement.

The greatest risk most savers face is that they spend their retirement savings before retirement. By locking in your savings, you help to ensure they will be there when you need them.

Fidelity KiwiSaver Scheme

If you are going to join KiwiSaver, here's some great reasons why you should join the Fidelity KiwiSaver Scheme:

Kiwi owned and managed
Fidelity Life is New Zealand-owned and managed. We make the decisions right here in New Zealand and have over 35 years in the business of savings, investment and insurance.

Process
We don't have our own funds management company. That means we're free to choose from a wide range of fund managers, here and overseas, that we consider provide good returns at acceptable risk.

Performance
The best test of all is performance. You can check the latest Fidelity Life and Fidelity KiwiSaver Scheme investment returns here.

Fidelity KiwiSaver Scheme

For information about amendments to the Fidelity KiwiSaver Scheme Trust Deed under the KiwiSaver Amendment Act 2011 that took place on 21 September 2012, please click here.

Where to from here?

If you want to know more about the Fidelity KiwiSaver Scheme or to request an authorised financial adviser, simply fill out your details on the Join as an Individual or Join as an Employer and we will be in contact with you.  Or download the Fidelity KiwiSaver Scheme Investment Statement from above.

If you wish to transfer your existing KiwiSaver account held with another provider to the Fidelity KiwiSaver Scheme, simply complete the application form in the Fidelity KiwiSaver Scheme Investment Statement and provide us with your identification. For further information, please click here.

 
  Copyright © 2013 Fidelity Life Assurance Company Limited

The New Zealand Guardian Trust Company Limited (“Trustee”) is the Trustee of the Fidelity KiwiSaver Scheme and Fidelity Life Assurance Company Limited ("Fidelity Life") is the Manager. Investments in the Fidelity KiwiSaver Scheme (“Scheme”) do not represent deposits or other liabilities of Fidelity Life as Issuer. Investments in the Scheme are subject to investment risks and other risks, including possible delays in payment of withdrawal amounts and loss of principal invested and investment value. No person, including the Trustee or Fidelity Life or any of its subsidiaries, or any of their respective directors, or any other person guarantees or secures (either partially or fully) Fidelity Life and its subsidiaries or the repayment of member’s interests in the Fidelity KiwiSaver Scheme or payment of any earnings or returns on investment in the Fidelity KiwiSaver Scheme other than as specifically provided in the Guarantee given by Fidelity Life in favour of the Trustee in respect of the Capital Guaranteed Kiwi Fund.

While Fidelity Life Assurance Company Limited (“Fidelity Life”) believes the information contained within this Website is accurate at the time of compilation, neither Fidelity Life nor any company or person associated with this Website takes any responsibility for any incorrect or outdated information contained herein. In preparing this Website, the author has not taken any individual investor’s personal circumstances into account and this Website should not be relied upon as the basis for an investment decision. The information provided in this Website is general in nature and is not a substitute for financial or other professional advice. Fidelity Life recommends that you consult your financial adviser before making any investment decisions. An Investment Statement is available free of charge from your financial adviser or from Fidelity Life.