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  Copyright ? 2012 Fidelity Life Assurance Company Limited

Guardian Trust Superannuation Trustees Limited is the Issuer of the Fidelity KiwiSaver Scheme and Fidelity Life Assurance Company Limited ("Fidelity Life") is the Administration and Investment Manager and Distributor. Units in the Fidelity KiwiSaver Scheme do not represent deposits or other liabilities of Fidelity Life or the Issuer. Units in the Fidelity KiwiSaver Scheme are subject to investment risk, including delays in repayment and loss of income and principal invested. No member of Fidelity Life, Guardian Trust Superannuation Trustees Limited, its parent and their respective directors or any other person guarantees or secures (either partially or fully) Fidelity Life and its subsidiaries or the capital value or performance of any products issued or managed by them other than as specifically provided in the guarantee given by Fidelity Life in favour of the Issuer.

While Fidelity Life Assurance Company Limited (“Fidelity Life”) believes the information contained within this Website is accurate at the time of compilation, neither Fidelity Life nor any company or person associated with this Website takes any responsibility for any incorrect or outdated information contained herein. In preparing this Website, the author has not taken any individual investor’s personal circumstances into account and this Website should not be relied upon as the basis for an investment decision. The information provided in this Website is general in nature and is not a substitute for financial or other professional advice.